If I was to tell you that by making a few small changes to your financial life, you could save a significant sum of money each month, would you make them? I bet you would- it would be foolish not to when you think about just how much more travelling you could do, how many more cute outfits you could buy, or if you’re being sensible, just how much more money you could put into savings. Don’t forget to check property for refurbishment also.
Well, the good news is, there are some simple tweaks you can make to save big on a monthly basis, Check them out…
Check Your Insurance Policies
So many people think that once they’ve taken out an insurance policy, they have to keep it, but that simply isn’t true. You can, at any point change your policy to a more affordable one that saves you money each month. If you have policies that you can cash in, then it is pretty smart to do that if you can find a cheaper policy that will cost you a similar amount, or less each month. So, get checking.
Consolidate Your Debts
If you have multiple debts and you’re paying a huge amount of interest each month, easy bad credit personal loans could be your saviour. You could use one to consolidate your debts into a smaller, more manageable lump sum, which also accrues far less interest. Simple, isn’t it?
Write a Grocery List
It’s not very exciting, but by working out what you’ll eat for the week and buying only the items you need to prepare those dishes, you can slash your food budget by 25 percent or more. It would be foolish not to give it a try.
Haggle for a Better Deal
Whether it’s your phone contract, a stay in a hotel or a beautiful outfit that you need to tailor, haggling can pay off big time. Most companies do not want to lose your business, so they are often happy, after a little haggling to reduce your bills, sometimes by a little sometimes by a lot, but every penny counts, so be brave and ask for that discount!
Research Restaurant Deals
If you like eating out and you’re not willing to give it up, you can still save tons of money each month by doing your research. Find out when restaurants have specials, search for money off coupons and not down happy hours and then make use of your research to minimise the bill.
Use a Cashback Credit Card
Using a cashback credit card is a smart way to save money on those everyday purchases that need to be made. Use the card, if you can, to pay for your groceries, your clothing, you bills and pretty much every expense you can and you will effectively be getting a discount. It makes complete sense, providing you pay off the card at the end of the month, If you don’t do that, then you’re more likely to be worse off, so be careful!
Enjoy having a little extra left over at the end of the month! And don’t forget to share your tips with us in the comment section below!
As always, thank you for visiting and have a great day!
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